PPF Calculator

Public Provident Fund(PPF) is a risk free investment option with guaranteed returns assured by the central government. An individual may open an PPF account for the self as well as on behalf of minor or a person of unsound mind of whom he/she is the guardian. There is no provision for joint account in the PPF Scheme. During a year minimum five hundred rupees and maximum one lakh fifty thousand can be invested in PPF account. This limit includes the investment on behalf of minor in minor’s PPF account. The PPF account is not subject to attachment under any order or decree of a court of law.

PPF Calculator

Past PPF Interest Rates

PPF Schemes are available in India since the year 1968-69. Time to time the interest rate on PPF is reviewed and revised by the Government of India. Here a complete list of interest rates on PPF is given since the start of the Scheme.

YearPPF Interest Rate(%)
1968-69 TO 1969-704.8
1970-71 TO 1972-735.0
1973-745.3
01.04.1974 TO 31.07.19745.8
01.08.1974 TO 31.03.19757.0
1975-76 TO 1976-777.0
1977-78 TO 1979-807.5
1980-818.0
1981-82 TO 1982-838.5
1983-849.0
1984-859.5
1985-8610.0
1986-87 TO 1998-9912.0
01.04.1999 TO 14.01.200012.0
15.01.2000 TO 28.02.200111.0
01.03.2001 TO 28.02.20029.5
01.03.2002 TO 28.02.20039.0
01.03.2003 TO 30.11.20118.0
01.12.2011 TO 31.03.20128.6
01.04.2012 TO 31.03.20138.8
01.04.2013 TO 31.03.20168.7
01.04.2016 TO 30.09.20168.1
01.10.2016 TO 31.03.20178.0
01.04.2017 TO 30.06.20177.9
01.07.2017 TO 31.12.20177.8
01.01.2018 TO 30.09.20187.6
01.10.2018 TO 31.06.20198.0
01.07.2019 TO 31.03.20207.9
01.04.2020 TO Till Date7.1

PPF Calculator

PPF Calculator calculates the total amount invested during the investment period, interest earned on your investment and the total accumulated amount after the investment period.

Calculate the interest and final PPF amount of your PPF investment using this PPF Calculator.

PPF Calculator Frequently Asked Questions(FAQs)

What is the Current Interest Rate for PPF?
The Current interest Rate for PPF is 7.1%.
What is the Minimum annual Investment limit under PPF?
The Minimum annual Investment limit under PPF is rupees 500.
What is the Maximum annual Investment limit under PPF?
The Maximum annual Investment limit under PPF is 1.5 Lakhs rupees including investment on behalf of minor(if any).
Is the Return on PPF is Tax Free?
Yes, the return on PPF is Tax Free.
Is the Final PPF Withdrawal is Tax Free ?
Yes, final PPF withdrawal is Tax Free.
What is the maturity Period in PPF?
PPF investment matures after 15 years.
Can I extend my PPF investment Beyond 15 Years Maturity Period?
yes, after 15 years maturity period, account can be extended for any number of times for a block of 5 years with further deposits. PPF Account can also be retained indefinitely without further deposit after maturity with the prevailing rate of interest.
Is the Loan facility available on PPF Account?
Yes, Loan facility is available on PPF account from 3rd financial year upto 6th financial year
Is the Withdrawal facility available in PPF Account?
Yes, Withdrawal is permissible every year in PPF account from 7th financial year onwards.

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